Umbrella Insurance in Oakwood Hills, IL

Umbrella insurance can help cover your liability for third-party damages if they exceed the limits of your other coverage. Contact Smith & Associates Inc today to learn more about how this additional layer of protection can benefit you and your family.

What Does Umbrella Insurance Cover?

Umbrella policies may help provide an additional layer of liability coverage beyond the limits of your homeowners, renters, auto or other insurance policies. It typically kicks in when the liability limits of those policies are exceeded and may offer protection against legal fees, property damage, bodily injury and lawsuit settlements.

Who Needs Umbrella Insurance?

Umbrella coverage is essential for anyone looking to protect their assets and future earnings from unexpected lawsuits and liability claims. It may be appropriate for high-net-worth individuals, business owners and anyone who may be more exposed to large claims.

How Much Does Umbrella Insurance Cost?

The cost of umbrella policies vary depending on several factors, including the policy’s coverage limits, your risk factors and the insurance carrier’s rates.

Umbrella coverage is typically affordable considering the additional protection it provides. Your agent can help you get personalized umbrella insurance quotes.

Where to Buy Umbrella Coverage

Contact Smith & Associates Inc to learn about your insurance options and get a quote. Our team is licensed in California, Florida, Georgia, Iowa, Illinois, Indiana, Kentucky, Michigan, Missouri, Nevada, New York, Oklahoma, Tennessee, Texas, Utah, Virginia and Wisconsin.