Smith & Associates Inc.

As we age, the likelihood of needing assistance with daily activities increases. Long-term care insurance (LTCI) is designed to cover the costs associated with long-term care services, which regular health insurance or Medicare typically do not cover. This type of insurance can provide peace of mind and financial security for individuals and their families, but […]

Winter can be a challenging season for workplaces, with increased risks of accidents and injuries due to harsh weather conditions. To help businesses navigate these challenges and minimize workers’ compensation claims, it’s essential to implement effective safety measures. How to Reduce Employee Injuries in Winter The following are some tips to help reduce these claims […]

Watercraft & Boat Insurance in Oakwood Hills, IL If you have a boat or personal watercraft, such as a jet ski, you’ll want to ensure that you have the proper insurance coverage. While some small, nonmotorized boats may be insurable under your homeowners insurance policy, most personal watercraft and boats require a separate insurance policy. […]