Medicare in Oakwood Hills, IL

Medicare, a federally funded health insurance program, often comes to the forefront when discussing health care for individuals 65 and older and some younger people with disabilities. You’re not alone in this journey with Smith & Associates Inc, licensed in 17 states, including California, Florida, New York and Texas. We’re here to shed light on the core aspects of Medicare, helping you make informed choices tailored to your needs.

The Four Parts of Medicare

Medicare is divided into the following four categories:

• Part A (hospital insurance) may help cover inpatient hospital stays, nursing facility care, and home health care services.
• Part B (medical insurance) may help cover outpatient care, doctor’s visits and preventive services.
• Part C (Medicare Advantage plans) are optional and offered by private insurance companies. These plans include the same coverage as Part A and B and may also include medical care not covered by Medicare, such as vision, dental, hearing and prescription drug coverage.
• Part D (prescription drug) may help cover the cost of prescription medications.

Can You Get Medicare at 62 Years of Age?

Typically, you’re eligible for Medicare when you turn 65 or earlier if you have a qualifying disability.

While Medicare is a federal program, some rules and availability of supplemental plans can vary by state. Our agents can help determine exactly when you are eligible to sign up for Medicare coverage.

Do I Automatically Get Medicare When I Turn 65?

You do not automatically get Medicare when you turn 65 unless you are already receiving Social Security benefits, in which case you will be automatically enrolled in Medicare Part A and Part B. If you are not receiving Social Security benefits, you must manually enroll in Medicare during the initial enrollment period, which begins three months before you turn 65 and ends three months after your 65th birthday. Failing to enroll during this period could result in late enrollment penalties, so it’s crucial to be aware of the timeline.

Contact Us

Contact Smith & Associates Inc today. Our agents can help you get appropriate Medicare coverage for your situation.